Question:
Okay...so I know I screwed up. I know that I failed out of the University. I know that it's no one's fault but mine. I know that it's up to me to fix it. I GET IT! So...why...why the hell is this damn school making my life a living nightmare? Why?! How come every time I talk to someone at this school I'm told one thing; I do that...and THEN I find out, hey now....that's wrong.
First example?
I got a letter stating "Congratulations! You're accepted to our school." but then a few weeks later I get another letter stating, "IF you don't have above a 2.0 then you will need to appeal to go to our school.", they had my transcripts, or so I thought...they should have known I had a 1.96 GPA.
Hopes up. Crashed and burned later.
Second example?
I call the school. I'm told, "To avoid that annoying appeal, all you have to do is get a letter from your advisor at USF (where I went last year) stating that they want you to continue your education. Get it signed. Bring it in. You'll be accepted."
So...I go to USF, I make an appointment. I get my letter. I get it signed. I get a copy. I drive 4 and a 1/2 hours south to go to ANOTHER appointment at this other school that I'm being FORCED to go to...and after an hour and half of seraching for the damn place, I get there late. I wait...for an hour, before I go talk to someone and ask, "what the hell is going on?" I was directed to another office. I go to the other office, and I'm told to wait again. Thirty minutes later I finally get to talk to someone, and they look at me as if I'm stupid. While they're 'attempting' to figure out what's going on I overhear an advisor telling another student something they didn't happen to mention to me, which was halting my registration process.
The lady comes back...and what does she tell me to do? Go back to where you were. I'm furious by this point, (and running late for a 4 1/2 hour drive back north to get to work on time.) and finally talk to an adivsor he tells me that he has no idea what I'm talking about (or who told me, for that matter) about getting the letter. That I still have to appeal. He tells me what to fill out, and gives me a fax number to send it to (saying that I shouldn't have to arrive at the school...) since I live so far away.
I filled out what I needed. I did what I was told to do. I faxed it out on 6-23-07 (I still have the paperwork PROVING IT) and I waited. 07-05-07 was the appeal date.
I called today. And once again, I'm furious.
Third example?
As I said, I called today. I wanted to see if I got accepted to the school. I wanted to see if I could register for the classes I want (which 2 only have 4 seats left in.) I get ahold of the person I need to talk to, and what am I told? Oh, yeah, that's right. My papers were never receieved. Why? Because that damn advisor who I spoke to LIED TO ME! (the lady said lying is such a harsh word, but you all know it's true.) She told me that "First off...I would NEVER have appeals sent to my personal fax. Second off...you MUST be at the appeal (It's mandatory, supposedly) for us to look at your information. If you must, you can write in your letter to us that you work full time and that you can not make it to the meeting, but when I bring this to the board the might just tell you to wait until the 19th of August for that appeal meeting."
I'm furious to the point of tears right this second. The classes that I want will be gone by that point of time. They want me to drive down...AGAIN when my last day of work isn't until the 3rd of August, and they want me there on the 2nd. This is growing old. That school is unorganized, and extremely annoying. I called and told my mom, "You know...I'm about ready to quit school period just because of them." and my mom was like, "If you quit school you'll lose your father's insurance, and then you won't have your meds anymore.", and I just responded with, "I really don't care anymore..."
I'm so sick of this. I'm ready to quit. I came to work today, crying. I hate crying. Why are they making this so hard?! I know I screwed up...and I'm trying to fix it...they're making me want to kill someone, or hell...right this second even myself, just so I don't have to deal with this anymore....
...what do you do when all hope is lost? -sighs-
Hi Nikki,
Sorry this all happened to you! I know you are frustrated and mad, I would be too if it was happening to me. Trusting other people to do their job can be disappointing. My dad uses the old saying, "If you want it done right, do it yourself". I know you did what they told you to do, but they were telling you the wrong procedure and that is unacceptable. A university should have their act together. I am sorry this happened to you. Is there any way your old advisor could call the school you want to attend and try to work things out?
Keep us posted! I hope all this works out!
Cindy
Yeah, I believe that saying...and I've done everything that I possibly can (on my own.) The only thing I ask my parents to do was bring in two pieces of paper because they live 20 minutes away and I live 4.5 hours away.
I was thinking of talking to my advisor here, but technically they're no longer my advisor...and they know as little as I do. -sighs- Like, my advisor didn't even know what the heck the school was talking about when they told me to get the letter.
I'm just annoyed that I have to wait another month for the next appeal. Another month...gah! I'll keep you updated. >.< If I don't go belistic and jump off a building.
Nikki,
You better not jump off a building, I can't catch you from here. I know you are upset, I would be too. I have a very short fuse especially when people do NOT know what they are doing.
Hang in there,
Cindy
Eh, I probably won't. I don't like climbing stairs, and my work building is only 3 floors, and my apartment building is only 5...I would just end up causing myself more problems, because I'd end up just paralyzing myself...so that wouldn't really be worth it.
And yes. Short temper is a definite Nikki trait when it comes to people not knowing what they're doing. Exspecially when it comes to something important, or driving.
Sorry about all this Nikki! Incompetence often prevails. When you get all of this settled you will look back on this day and laugh. Well, maybe not laugh. :D At least it won't matter so much to you a year from now. Is there another school close to you that you could attend to get your GPA up and then go back to USF? Obviously you wanted to attend there or you wouldn't have gone there in the first place. Do you have any other options? Hope this all smooths out. NO JUMPING!
I have a couple of opitions, but the other few are out of my price range. I'll place the options from cheapest to most expensive:
1. Move home and in with my parents. Attend BCC. Pay for: tuition, books, cell phone, gas, internet and 'extra-curricular activities'. No rent. No payments for food. (Down sides: living with the 'rents again. Going to a school I don't want to go to.) This is about 200 a month (plus 970 for tuition and 300 + for books for fall, and 1k plus books for spring) Work about 5 hours a week (min.)
2. Move in with my best-friend in St. Augustine. Attend SPRCC. Pay for: tuition, books, cell phone, gas, internet, rent, food, utilities, and laundry. Parents will continue to pay for: health insurance, car payments, and car insurance. This costs about 700 a month (plus tuition and books) Work about 20 hours a week (min.)
3. Stay in Tampa. Attend HCC. Pay for: tution, books, cell phone, gas, internet, rent, food, utilities, and laundry. Parents will continue to pay for: health insurance, car payments, and car insurance. This costs about 1000 a month (plus tuition and books, would use more gas, and apartment's are more expensive) Work 32 hours (min.)
The more expensive the opition the more hours I would have to work. The more hours I work the less time I have to do the important things, like school work...and actually RAISING my GPA. Plus, if I stayed in Tampa I would have my job, but with my current job I fill up 2 times a week (just to get to and from work) and HCC is about 20 minutes away from the apartments I was looking at.
I looked it all up...I did my research. I'm OCD like that.
Wow Nikki,
I'm impressed...you certainly DID your homework ;) I don't think I would have ever been able to lay options out as clearly as you just have...and for something as important as school, no doubt!
Although I can probably guess your answer, is this for concentration courses--for getting your BA/BS degree--not just something you can take care of at a community college?
Whatever happens, hang in there...we're pullin' for ya!
DianA
Wow Nikki,
I'm impressed...you certainly DID your homework ;) I don't think I would have ever been able to lay options out as clearly as you just have...and for something as important as school, no doubt!
Although I can probably guess your answer, is this for concentration courses--for getting your BA/BS degree--not just something you can take care of at a community college?
Whatever happens, hang in there...we're pullin' for ya!
DianA
I grew up rather quickly as a kid (my mother is OCD with cleaning and organization, and I would constantly get yelled at if I didn't have all the facts...and plus, I would get tongue tied, and start getting nervous, and freaking out if I wasn't prepared before speaking about anything important to anyone in my family...>.<) Now I'm slightly OCD about cleaning and organization (constant fear that it's gonig to rebound against me or something I dunno.)
Anyways...no, it's not for my BA/BS. I'll be going to Community College to get my A.A in English Education. It'll take me approx. a year and a half, since only 15 of my 28 credits are going to be transferable (at least at BCC) and I need 63 credits to get my A.A. This of course is assuming I don't fail/drop out of any classes.
Are you getting financial aide? It's been a few years since my kids got out of college so I don't remember clearly (I'm also hazed on Lortab) but I'm pretty sure they used some of their student loan money to pay part of their housing. Can't you live in the dorms instead of an apartment? Wouldn't that be less expensive? (If these are dumb questions, please go easy on me, I'm not feeling very good.) :)
No such thing as a dumb question, lol. That's what I've always been taught.
As for financial aide, no. I'm not eligible for financial aide because I'm still a dependent of my father. All the school sees when they look at his tax forms is that he makes over 100k a year. They don't see that 95% of that goes back into paying for the business, and bills, not towards his children's education. If I apply for FAFSA (or most scholarships for that matter) all it's going to say is "Stupid rich white girl, do not give money." (I say 'stupid' lightly, but that's only because my GPA is so low. I added white because as a 95% German and 5% English white girl (born and raised in America) I am not eligible for any of the minority scholarships.)
As for dorms: At my current college I was going to be in a dorm (2 people per room) on campus. For that dorm it would have cost me 534 dollars a month, plus 200 dollars (for a year) for parking. This is not including a meal plan.
The apartment that I'm subleasing at the moment is 540 dollars a month, for one person in the room, and no fee for parking, as long as I don't get a 'special' spot. As soon as I would sign the papers, I would get a tag stating I lived there. I was looking into apartments but I (again) can't get one, because I do not have any credit. If I could not get a co-signer (my parents and grandparents refused to co-sign for a lease) then I would have had to pay 3 months of rent up front, AND still pay for the month of June (this was a few months ago.) There was no way I could make that kind of money.
As for loans, I'm extremely iffy on the subject. I personally will take out a loan as a last opition...(it's right above begging my parents for money) For a loan there are usually fixed rates for interest, but without a co-signer the interest rate is higher than with a co-signer. Plus, considering I have no credit (or credit score for that matter) no one would really be willing to loan me money, since they're not sure if I'm relieable or not. My father would be able to co-sign (again, he refuses too) but since he makes 'so much money' they banks/loan officer would be leaning towards 'I don't need it' and give the money to a student who lives in a lower income house hold.
...believe me, I did a LOT of research. -sighs- And most of it doesn't look good on my behalf.
Advice: spend less time on the internet and more time studying.
Advice: spend less time on the internet and more time studying.
I know that now. I've learned my lesson...and I stopped going on the internet so much after my first semester (when I screwed my self over.)
I know I screwed up THEN...but NOW I'm trying to fix it. I'm not in classes as of this moment, and the only reason why I'm on this site is because I can access it at work. My job is easy, so I don't really have to think in order to dial a number and listen to it ring. Lol.
I'm slowly trying to train myself to make computer usage more of a work/school thing and less of a pleasure/free time thing. I'm trying to limit myself to going on my messengers to 1 - 2 hours a day, instead of my (when I was really bad) 6 - 8 hours a day.
But thanks for the advice anyways.
Gosh I hate pain meds. I'm really stupid at the moment, but I think my daughter just got financial aide because she is returning to college. She has a Food Science degree, however when you are working with food you are expected to wash your hands often. The P got really bad and she eventually had to quit. She didn't cry because at the time she had a six week old infant. (Fast forward) her little boy is going to kindergarten (3 years old) this fall and she is returning to college to get a degree in English (less hand washing). Her hubby makes decent money yet she qualified for full financial aide. She didn't accept it all, but enough to pay for tuition and books. She felt like she didn't need housing this time around lol. Anyway, she is a nice person and if you would like to talk to her (e-mail wise) I'm sure she would be happy to let you know the process she went through. PM me if you want to contact my daughter.
Fay
Thanks Fay!
Work is over! Heading home now. Don't know if my roomie will be home with her computer, so I might not be able to respond 'till tomorrow! Thanks for the help, guys!
Ta ta.
Advice: spend less time on the internet and more time studying.
hi ken,
welcome to the p family. you have met some of the wonderful people on here and will find alot of great info. welcome and nice to meet you and not bad advise :D
have a good night all
richard
hi nikki,
i hope things are going better about school. i wish you the best
Thanks Rich.
Gosh I hate pain meds. I'm really stupid at the moment, but I think my daughter just got financial aide because she is returning to college. She has a Food Science degree, however when you are working with food you are expected to wash your hands often. The P got really bad and she eventually had to quit. She didn't cry because at the time she had a six week old infant. (Fast forward) her little boy is going to kindergarten (3 years old) this fall and she is returning to college to get a degree in English (less hand washing). Her hubby makes decent money yet she qualified for full financial aide. She didn't accept it all, but enough to pay for tuition and books. She felt like she didn't need housing this time around lol. Anyway, she is a nice person and if you would like to talk to her (e-mail wise) I'm sure she would be happy to let you know the process she went through. PM me if you want to contact my daughter.
Fay
Oh...I just remembered something too about Fianacial Aid. Not only do I have the fact that I'm a white, female, and single...right now I have the fact that I'm a dependent, right? In an upper middle class family...
Well I was thinking "Become an independent." just live at home...work part time, and get financial aid. No worries, right? Wrong. Financial aid won't help me as long as I'm living in my parents house, even if I'm a independent (and even if I'm paying rent to stay there) because my parents could still be putting me on their income taxes. -sighs-Stupid financial aid office.
Bummer. Sorry she couldn't help. :(
No it's fine. ^.^ Every little bit helps, Fay. And plus...the more I learn...the more prepared I am. The more prepared I am, the more time I save in the future when I'm asked those questions. I keep everything...as long as humanly possible. I go to the doctor and they say they want to order old labs? I have them in my purse. The school wants the exact date I faxed over a cancellation, I'll not only have the orignal form, but the prove of fax with date and time I sent it.
I learned the hard way not to throw things like that away. Hell...if I could record every important conversation I have with someone with their full name, and position at the school, I would. I might consider doing that anyways...hmm...I need to look for that recorder of mine. I'm tired of people saying, "Who would say that?" "One of your employees." and because I don't have proof they don't believe me, think I'm pulling things out of my rear, and it's all my fault because I wasn't paying attention. Lol. No more. No more. I actually have a notebook with every person I now talk to on the phone that has to do with work/school/doctors/insurance.
I dunno...I'd rather feel like it's over kill then in 3 weeks have someone staring at me like I'm an idiot. Just me.
People these days are so stupid.
People these days are so stupid.
Amen to that.
Nikki,
I commend you on your perseverence. At least you're learning all of this early. It ought to help with a lot of headache down the road. I personally have kept "explanation of benefits" sheets that my insurance co sent me literally stating that I had no further financial responsibility for a given claim. I kid you not, but over a YEAR later, I was receiving statements from the company that did an MRI or some kind of service demanding payment and threatening to send me to collections. I then went home and pulled out not 1, not 2, but SIX EOB's stating the exact same thing: "you have no further financial responsibility for this claim". I was SO ready to let them have it! :p
Anyhow, to reiterate, I hope this all pans out for you. Sounds like you've more than learned your lesson :( Good luck!
DianA
Thanks Diana. Yeah, I haven't had something THAT bad...but I have had someone call me a month after I sent some important papers that had to be sent by a particular date, tell me I never sent them. I took out that paper and was like, "Yeah. I did. This time. This date. This fax number."
I was still 'wrong' supposedly, and I then double checked the number with what my advisor had told me, and it was the same number; however, they said I had a miscommunication, thus blaming it on me, and not their incompatance.
I get to call them today. Oh joy.
First example?
I got a letter stating "Congratulations! You're accepted to our school." but then a few weeks later I get another letter stating, "IF you don't have above a 2.0 then you will need to appeal to go to our school.", they had my transcripts, or so I thought...they should have known I had a 1.96 GPA.
Hopes up. Crashed and burned later.
Second example?
I call the school. I'm told, "To avoid that annoying appeal, all you have to do is get a letter from your advisor at USF (where I went last year) stating that they want you to continue your education. Get it signed. Bring it in. You'll be accepted."
So...I go to USF, I make an appointment. I get my letter. I get it signed. I get a copy. I drive 4 and a 1/2 hours south to go to ANOTHER appointment at this other school that I'm being FORCED to go to...and after an hour and half of seraching for the damn place, I get there late. I wait...for an hour, before I go talk to someone and ask, "what the hell is going on?" I was directed to another office. I go to the other office, and I'm told to wait again. Thirty minutes later I finally get to talk to someone, and they look at me as if I'm stupid. While they're 'attempting' to figure out what's going on I overhear an advisor telling another student something they didn't happen to mention to me, which was halting my registration process.
The lady comes back...and what does she tell me to do? Go back to where you were. I'm furious by this point, (and running late for a 4 1/2 hour drive back north to get to work on time.) and finally talk to an adivsor he tells me that he has no idea what I'm talking about (or who told me, for that matter) about getting the letter. That I still have to appeal. He tells me what to fill out, and gives me a fax number to send it to (saying that I shouldn't have to arrive at the school...) since I live so far away.
I filled out what I needed. I did what I was told to do. I faxed it out on 6-23-07 (I still have the paperwork PROVING IT) and I waited. 07-05-07 was the appeal date.
I called today. And once again, I'm furious.
Third example?
As I said, I called today. I wanted to see if I got accepted to the school. I wanted to see if I could register for the classes I want (which 2 only have 4 seats left in.) I get ahold of the person I need to talk to, and what am I told? Oh, yeah, that's right. My papers were never receieved. Why? Because that damn advisor who I spoke to LIED TO ME! (the lady said lying is such a harsh word, but you all know it's true.) She told me that "First off...I would NEVER have appeals sent to my personal fax. Second off...you MUST be at the appeal (It's mandatory, supposedly) for us to look at your information. If you must, you can write in your letter to us that you work full time and that you can not make it to the meeting, but when I bring this to the board the might just tell you to wait until the 19th of August for that appeal meeting."
I'm furious to the point of tears right this second. The classes that I want will be gone by that point of time. They want me to drive down...AGAIN when my last day of work isn't until the 3rd of August, and they want me there on the 2nd. This is growing old. That school is unorganized, and extremely annoying. I called and told my mom, "You know...I'm about ready to quit school period just because of them." and my mom was like, "If you quit school you'll lose your father's insurance, and then you won't have your meds anymore.", and I just responded with, "I really don't care anymore..."
I'm so sick of this. I'm ready to quit. I came to work today, crying. I hate crying. Why are they making this so hard?! I know I screwed up...and I'm trying to fix it...they're making me want to kill someone, or hell...right this second even myself, just so I don't have to deal with this anymore....
...what do you do when all hope is lost? -sighs-
Answers:
Hi Nikki,
Sorry this all happened to you! I know you are frustrated and mad, I would be too if it was happening to me. Trusting other people to do their job can be disappointing. My dad uses the old saying, "If you want it done right, do it yourself". I know you did what they told you to do, but they were telling you the wrong procedure and that is unacceptable. A university should have their act together. I am sorry this happened to you. Is there any way your old advisor could call the school you want to attend and try to work things out?
Keep us posted! I hope all this works out!
Cindy
Answers:
Yeah, I believe that saying...and I've done everything that I possibly can (on my own.) The only thing I ask my parents to do was bring in two pieces of paper because they live 20 minutes away and I live 4.5 hours away.
I was thinking of talking to my advisor here, but technically they're no longer my advisor...and they know as little as I do. -sighs- Like, my advisor didn't even know what the heck the school was talking about when they told me to get the letter.
I'm just annoyed that I have to wait another month for the next appeal. Another month...gah! I'll keep you updated. >.< If I don't go belistic and jump off a building.
Answers:
Nikki,
You better not jump off a building, I can't catch you from here. I know you are upset, I would be too. I have a very short fuse especially when people do NOT know what they are doing.
Hang in there,
Cindy
Answers:
Eh, I probably won't. I don't like climbing stairs, and my work building is only 3 floors, and my apartment building is only 5...I would just end up causing myself more problems, because I'd end up just paralyzing myself...so that wouldn't really be worth it.
And yes. Short temper is a definite Nikki trait when it comes to people not knowing what they're doing. Exspecially when it comes to something important, or driving.
Answers:
Sorry about all this Nikki! Incompetence often prevails. When you get all of this settled you will look back on this day and laugh. Well, maybe not laugh. :D At least it won't matter so much to you a year from now. Is there another school close to you that you could attend to get your GPA up and then go back to USF? Obviously you wanted to attend there or you wouldn't have gone there in the first place. Do you have any other options? Hope this all smooths out. NO JUMPING!
Answers:
I have a couple of opitions, but the other few are out of my price range. I'll place the options from cheapest to most expensive:
1. Move home and in with my parents. Attend BCC. Pay for: tuition, books, cell phone, gas, internet and 'extra-curricular activities'. No rent. No payments for food. (Down sides: living with the 'rents again. Going to a school I don't want to go to.) This is about 200 a month (plus 970 for tuition and 300 + for books for fall, and 1k plus books for spring) Work about 5 hours a week (min.)
2. Move in with my best-friend in St. Augustine. Attend SPRCC. Pay for: tuition, books, cell phone, gas, internet, rent, food, utilities, and laundry. Parents will continue to pay for: health insurance, car payments, and car insurance. This costs about 700 a month (plus tuition and books) Work about 20 hours a week (min.)
3. Stay in Tampa. Attend HCC. Pay for: tution, books, cell phone, gas, internet, rent, food, utilities, and laundry. Parents will continue to pay for: health insurance, car payments, and car insurance. This costs about 1000 a month (plus tuition and books, would use more gas, and apartment's are more expensive) Work 32 hours (min.)
The more expensive the opition the more hours I would have to work. The more hours I work the less time I have to do the important things, like school work...and actually RAISING my GPA. Plus, if I stayed in Tampa I would have my job, but with my current job I fill up 2 times a week (just to get to and from work) and HCC is about 20 minutes away from the apartments I was looking at.
I looked it all up...I did my research. I'm OCD like that.
Answers:
Wow Nikki,
I'm impressed...you certainly DID your homework ;) I don't think I would have ever been able to lay options out as clearly as you just have...and for something as important as school, no doubt!
Although I can probably guess your answer, is this for concentration courses--for getting your BA/BS degree--not just something you can take care of at a community college?
Whatever happens, hang in there...we're pullin' for ya!
DianA
Answers:
Wow Nikki,
I'm impressed...you certainly DID your homework ;) I don't think I would have ever been able to lay options out as clearly as you just have...and for something as important as school, no doubt!
Although I can probably guess your answer, is this for concentration courses--for getting your BA/BS degree--not just something you can take care of at a community college?
Whatever happens, hang in there...we're pullin' for ya!
DianA
I grew up rather quickly as a kid (my mother is OCD with cleaning and organization, and I would constantly get yelled at if I didn't have all the facts...and plus, I would get tongue tied, and start getting nervous, and freaking out if I wasn't prepared before speaking about anything important to anyone in my family...>.<) Now I'm slightly OCD about cleaning and organization (constant fear that it's gonig to rebound against me or something I dunno.)
Anyways...no, it's not for my BA/BS. I'll be going to Community College to get my A.A in English Education. It'll take me approx. a year and a half, since only 15 of my 28 credits are going to be transferable (at least at BCC) and I need 63 credits to get my A.A. This of course is assuming I don't fail/drop out of any classes.
Answers:
Are you getting financial aide? It's been a few years since my kids got out of college so I don't remember clearly (I'm also hazed on Lortab) but I'm pretty sure they used some of their student loan money to pay part of their housing. Can't you live in the dorms instead of an apartment? Wouldn't that be less expensive? (If these are dumb questions, please go easy on me, I'm not feeling very good.) :)
Answers:
No such thing as a dumb question, lol. That's what I've always been taught.
As for financial aide, no. I'm not eligible for financial aide because I'm still a dependent of my father. All the school sees when they look at his tax forms is that he makes over 100k a year. They don't see that 95% of that goes back into paying for the business, and bills, not towards his children's education. If I apply for FAFSA (or most scholarships for that matter) all it's going to say is "Stupid rich white girl, do not give money." (I say 'stupid' lightly, but that's only because my GPA is so low. I added white because as a 95% German and 5% English white girl (born and raised in America) I am not eligible for any of the minority scholarships.)
As for dorms: At my current college I was going to be in a dorm (2 people per room) on campus. For that dorm it would have cost me 534 dollars a month, plus 200 dollars (for a year) for parking. This is not including a meal plan.
The apartment that I'm subleasing at the moment is 540 dollars a month, for one person in the room, and no fee for parking, as long as I don't get a 'special' spot. As soon as I would sign the papers, I would get a tag stating I lived there. I was looking into apartments but I (again) can't get one, because I do not have any credit. If I could not get a co-signer (my parents and grandparents refused to co-sign for a lease) then I would have had to pay 3 months of rent up front, AND still pay for the month of June (this was a few months ago.) There was no way I could make that kind of money.
As for loans, I'm extremely iffy on the subject. I personally will take out a loan as a last opition...(it's right above begging my parents for money) For a loan there are usually fixed rates for interest, but without a co-signer the interest rate is higher than with a co-signer. Plus, considering I have no credit (or credit score for that matter) no one would really be willing to loan me money, since they're not sure if I'm relieable or not. My father would be able to co-sign (again, he refuses too) but since he makes 'so much money' they banks/loan officer would be leaning towards 'I don't need it' and give the money to a student who lives in a lower income house hold.
...believe me, I did a LOT of research. -sighs- And most of it doesn't look good on my behalf.
Answers:
Advice: spend less time on the internet and more time studying.
Answers:
Advice: spend less time on the internet and more time studying.
I know that now. I've learned my lesson...and I stopped going on the internet so much after my first semester (when I screwed my self over.)
I know I screwed up THEN...but NOW I'm trying to fix it. I'm not in classes as of this moment, and the only reason why I'm on this site is because I can access it at work. My job is easy, so I don't really have to think in order to dial a number and listen to it ring. Lol.
I'm slowly trying to train myself to make computer usage more of a work/school thing and less of a pleasure/free time thing. I'm trying to limit myself to going on my messengers to 1 - 2 hours a day, instead of my (when I was really bad) 6 - 8 hours a day.
But thanks for the advice anyways.
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Gosh I hate pain meds. I'm really stupid at the moment, but I think my daughter just got financial aide because she is returning to college. She has a Food Science degree, however when you are working with food you are expected to wash your hands often. The P got really bad and she eventually had to quit. She didn't cry because at the time she had a six week old infant. (Fast forward) her little boy is going to kindergarten (3 years old) this fall and she is returning to college to get a degree in English (less hand washing). Her hubby makes decent money yet she qualified for full financial aide. She didn't accept it all, but enough to pay for tuition and books. She felt like she didn't need housing this time around lol. Anyway, she is a nice person and if you would like to talk to her (e-mail wise) I'm sure she would be happy to let you know the process she went through. PM me if you want to contact my daughter.
Fay
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Thanks Fay!
Work is over! Heading home now. Don't know if my roomie will be home with her computer, so I might not be able to respond 'till tomorrow! Thanks for the help, guys!
Ta ta.
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Advice: spend less time on the internet and more time studying.
hi ken,
welcome to the p family. you have met some of the wonderful people on here and will find alot of great info. welcome and nice to meet you and not bad advise :D
have a good night all
richard
hi nikki,
i hope things are going better about school. i wish you the best
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Thanks Rich.
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Gosh I hate pain meds. I'm really stupid at the moment, but I think my daughter just got financial aide because she is returning to college. She has a Food Science degree, however when you are working with food you are expected to wash your hands often. The P got really bad and she eventually had to quit. She didn't cry because at the time she had a six week old infant. (Fast forward) her little boy is going to kindergarten (3 years old) this fall and she is returning to college to get a degree in English (less hand washing). Her hubby makes decent money yet she qualified for full financial aide. She didn't accept it all, but enough to pay for tuition and books. She felt like she didn't need housing this time around lol. Anyway, she is a nice person and if you would like to talk to her (e-mail wise) I'm sure she would be happy to let you know the process she went through. PM me if you want to contact my daughter.
Fay
Oh...I just remembered something too about Fianacial Aid. Not only do I have the fact that I'm a white, female, and single...right now I have the fact that I'm a dependent, right? In an upper middle class family...
Well I was thinking "Become an independent." just live at home...work part time, and get financial aid. No worries, right? Wrong. Financial aid won't help me as long as I'm living in my parents house, even if I'm a independent (and even if I'm paying rent to stay there) because my parents could still be putting me on their income taxes. -sighs-Stupid financial aid office.
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Bummer. Sorry she couldn't help. :(
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No it's fine. ^.^ Every little bit helps, Fay. And plus...the more I learn...the more prepared I am. The more prepared I am, the more time I save in the future when I'm asked those questions. I keep everything...as long as humanly possible. I go to the doctor and they say they want to order old labs? I have them in my purse. The school wants the exact date I faxed over a cancellation, I'll not only have the orignal form, but the prove of fax with date and time I sent it.
I learned the hard way not to throw things like that away. Hell...if I could record every important conversation I have with someone with their full name, and position at the school, I would. I might consider doing that anyways...hmm...I need to look for that recorder of mine. I'm tired of people saying, "Who would say that?" "One of your employees." and because I don't have proof they don't believe me, think I'm pulling things out of my rear, and it's all my fault because I wasn't paying attention. Lol. No more. No more. I actually have a notebook with every person I now talk to on the phone that has to do with work/school/doctors/insurance.
I dunno...I'd rather feel like it's over kill then in 3 weeks have someone staring at me like I'm an idiot. Just me.
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People these days are so stupid.
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People these days are so stupid.
Amen to that.
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Nikki,
I commend you on your perseverence. At least you're learning all of this early. It ought to help with a lot of headache down the road. I personally have kept "explanation of benefits" sheets that my insurance co sent me literally stating that I had no further financial responsibility for a given claim. I kid you not, but over a YEAR later, I was receiving statements from the company that did an MRI or some kind of service demanding payment and threatening to send me to collections. I then went home and pulled out not 1, not 2, but SIX EOB's stating the exact same thing: "you have no further financial responsibility for this claim". I was SO ready to let them have it! :p
Anyhow, to reiterate, I hope this all pans out for you. Sounds like you've more than learned your lesson :( Good luck!
DianA
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Thanks Diana. Yeah, I haven't had something THAT bad...but I have had someone call me a month after I sent some important papers that had to be sent by a particular date, tell me I never sent them. I took out that paper and was like, "Yeah. I did. This time. This date. This fax number."
I was still 'wrong' supposedly, and I then double checked the number with what my advisor had told me, and it was the same number; however, they said I had a miscommunication, thus blaming it on me, and not their incompatance.
I get to call them today. Oh joy.
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