Question:
Hi all
Will bea while before I'm qualified, but I just wondered if anyone had experience of working in offices? We have an onsite Accupressure therapist, which the company pays for - I believe that way she is covered by the company's insurance or something? I was wondering (though I doubt my company would agree anyway) how I (and my employers) would stand legally if I used a room at work to massage colleagues after hours/ in lunchbreaks? Presumably my insurance would cover me & my client...but would my company be liable in any way, as it is their premises??? Just wondered if anyone had definitive answers soI can fight back when they say no....???
Cheers
Mel
Hi, there shouldn't be a problem as long as you have your own insurance. I do Indian Head Massage in an office paid for by the company, and they are satisfied that I am insured for injury etc. It may be a bit different if you were to offer a therapy using oils for instance and then I'm not sure where you would stand if there were any spillages. It would be worth checking your insurance or asking your insurers for advice.
It is probable that if you are an employee of the company, then you are already insured under their Employers' Liability Insurance anyway - but you would probably still need to have your own therapy-specificinsurance.
Hope this helps
Love
Hi Mel,
With regards to using any oils etc on the premises as long as you get a full professional indemnity policy that covers you for product liability as well, then if you did accidentally spill anything that damaged the comapny property they would be able to claim against you for it, which your insurers would then cover the cost of.
Generally speaking there are quite a few different companies out there that do insurance, some with product liability included and some without.
I'm with Towergate (formerly smg) and they include product liability as part of their package.
If you search on the internet they shoud come up.
:)
Will bea while before I'm qualified, but I just wondered if anyone had experience of working in offices? We have an onsite Accupressure therapist, which the company pays for - I believe that way she is covered by the company's insurance or something? I was wondering (though I doubt my company would agree anyway) how I (and my employers) would stand legally if I used a room at work to massage colleagues after hours/ in lunchbreaks? Presumably my insurance would cover me & my client...but would my company be liable in any way, as it is their premises??? Just wondered if anyone had definitive answers soI can fight back when they say no....???
Cheers
Mel
Answers:
Hi, there shouldn't be a problem as long as you have your own insurance. I do Indian Head Massage in an office paid for by the company, and they are satisfied that I am insured for injury etc. It may be a bit different if you were to offer a therapy using oils for instance and then I'm not sure where you would stand if there were any spillages. It would be worth checking your insurance or asking your insurers for advice.
It is probable that if you are an employee of the company, then you are already insured under their Employers' Liability Insurance anyway - but you would probably still need to have your own therapy-specificinsurance.
Hope this helps
Love
Answers:
Hi Mel,
With regards to using any oils etc on the premises as long as you get a full professional indemnity policy that covers you for product liability as well, then if you did accidentally spill anything that damaged the comapny property they would be able to claim against you for it, which your insurers would then cover the cost of.
Generally speaking there are quite a few different companies out there that do insurance, some with product liability included and some without.
I'm with Towergate (formerly smg) and they include product liability as part of their package.
If you search on the internet they shoud come up.
:)
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