Question:
Credit Card help!
I've decided that I'm finally grown up enough to need a credit card. Trouble is, I don't have a clue which one to go for :o
I won't need a large limit or anything, as I'll be paying it off every month to avoid any interest charges.
Can anyone give me an idea on what I should be looking for? I'll mainly be using it for day to day things like, er, shopping ;) ordering online etc, rather than always use my debit card, although I'd also like to be able to use it abroad.
Thanks in advance - I seem to be clueless :rolleyes:
x
Well first of all low interest rates but a bonus would be one with an introductory offer of 0% on purchases for 'x' amount of months.
Here's some ones with 0% on purchases for the first so many months
http://www.moneysupermarket.com/cards/cardsresults.asp
ETA: Sorry you have to tick 'introductory rates for purchases'
thanks Cat!
Would a 0% introductory rate still be beneficial, even though I'm planning on paying the balance off every month :confused: (I did say I was clueless!)
Or you could go with something like american express nectar where you get nectars points when you spend which can 'buy' you things
https://www66.americanexpress.com/ea...egin&pageid=99
I've dealt with AMEX, Virgin, Capital one and Barclay card with no problems :)
thanks Cat!
Would a 0% introductory rate still be beneficial, even though I'm planning on paying the balance off every month :confused: (I did say I was clueless!)
Not really no hun, you've be better off with the amex nectar card so you can put the nectar points towards treats for yourself :D
We've gathered nearly 8000 points using it and that converts to £40 worth of argos vouchers so far. We're saving them for when we get our house.
I've decided that I'm finally grown up enough to need a credit card. Trouble is, I don't have a clue which one to go for :o
I won't need a large limit or anything, as I'll be paying it off every month to avoid any interest charges.
Can anyone give me an idea on what I should be looking for? I'll mainly be using it for day to day things like, er, shopping ;) ordering online etc, rather than always use my debit card, although I'd also like to be able to use it abroad.
Thanks in advance - I seem to be clueless :rolleyes:
x
Answers:
Well first of all low interest rates but a bonus would be one with an introductory offer of 0% on purchases for 'x' amount of months.
Here's some ones with 0% on purchases for the first so many months
http://www.moneysupermarket.com/cards/cardsresults.asp
ETA: Sorry you have to tick 'introductory rates for purchases'
Answers:
thanks Cat!
Would a 0% introductory rate still be beneficial, even though I'm planning on paying the balance off every month :confused: (I did say I was clueless!)
Answers:
Or you could go with something like american express nectar where you get nectars points when you spend which can 'buy' you things
https://www66.americanexpress.com/ea...egin&pageid=99
I've dealt with AMEX, Virgin, Capital one and Barclay card with no problems :)
Answers:
thanks Cat!
Would a 0% introductory rate still be beneficial, even though I'm planning on paying the balance off every month :confused: (I did say I was clueless!)
Not really no hun, you've be better off with the amex nectar card so you can put the nectar points towards treats for yourself :D
We've gathered nearly 8000 points using it and that converts to £40 worth of argos vouchers so far. We're saving them for when we get our house.
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